Mortgage Rates

Refinancing Your $700,000 Mortgage from 7% to 6% Owning a home is a significant milestone, but managing a mortgage can be a complex financial endeavor. With interest rates constantly shifting, homeowners often find themselves wondering whether refinancing is a smart move. In this blog post, we’ll delve into the world of mortgage refinancing and specifically […]

In the realm of personal finance, there are few decisions as impactful as managing a mortgage. For most homeowners, a mortgage represents a significant portion of their financial commitments. When interest rates shift, it’s essential to be proactive and consider the potential benefits of refinancing. In this blog post, we’ll explore the scenario of refinancing […]

Get Pre-Approved;  a Pre-Underwritten commitment is preferred.  This step shows sellers that you are a serious buyer. It also gives you a clear understanding of your budget.    In a competitive market, time is of the essence. Stay vigilant and be prepared to act swiftly when a desirable property hits the market. Being organized and […]

Buy Now or Continue to Rent?  5 Questions to Answer before Purchasing Your First Home   Deciding whether to jump into the housing market or rent instead is rarely an easy decision – especially if you’re a first-time homebuyer. But in today’s whirlwind market, you may find it particularly challenging to pinpoint the best time […]